You any also want to consider financing your tiny house purchase with a Home Equity Line of Credit or a Personal unsecured loan. Choosing between a HELOC and a personal loan depends on your specific financial needs and circumstances. If you need a substantial amount of money and have significant home equity, a HELOC might be advantageous. However, if you prefer a fixed interest rate and don’t want to use your home as collateral, a personal loan could be a better choice. It’s essential to compare interest rates, terms, and fees from different lenders to make an informed decision. Before you contact another lender, apply for our in-house financing first and compare your options.